Have you been trying to save money? Are you considering investing it somewhere, but the market risk is too overwhelming? It’s alright, we should often rethink the decisions we make for our money. Nowadays, money is the most valuable asset. …

The Punjab National Bank (PNB) is the second-largest bank in the public sector in India. It came into existence in the year 1894. Furthermore, it is a renowned name among financial institutions. Additionally, PNB provides many home loan products that cater for a broad spectrum of communities. Moreover, the PNB…

In India, gold loans are among the most prevalent types of loans. For generations after generations, people have been passing gold ornaments and jewellery. This provides rapid liquidity. As a result, gold loans, have become collateral. Furthermore, you can obtain gold loans for whatever purposes you like. The lender typically…

Owning a house is like a dream come true. But what if you can use it to finance your future goals or urgent financial needs? Like your child’s education, marriage or maybe expanding a business? Sounds interesting, right? Indeed. With the help of a loan against a property scheme, any…

The interest rate on gold loans vary between 7% to 20% p.a. and sometimes even more. Both nationalised banks, as well as private institutions or money lending non-banking financial intermediaries, offer gold loans. However the former offers lower interest rates than the latter. Among centralised banks, Punjab and Sind National…

Applicants can depend on a personal loan EMI calculator to get a clear estimate of the monthly EMIs that needs to be paid, depending upon the interest rate and the principal amount accumulated during the entire loan tenure. …

Today’s many of us know about home loans and their necessities or usefulness. Have you ever heard about repo rate linked home loan? What are Repo Rates? Like debtors should pay a certain interest, to avail of credit from banks, monetary establishments also have to pay interest for the amount…

Having a home loan on their name is probably the biggest liability that one takes on their lifetime. It includes a large sum of money that you have to pay each month and also for a long period. Repaying a home loan means a large part of your monthly income…

A mortgage loan or a loan against property basically refers to the type of loans you can have by depositing some immovable asset or property as the collateral against the loan. This property could be anything that has some capital value associated with it like some old house, or residential…